*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --ink:#1a2332;--muted:#5a6478;--line:#d8dee9;
  --navy:#1e3a5f;--copper:#c27803;--sand:#faf6ef;--pale:#eef3fa;
  --header-h:58px;--max:1140px;
}
html{scroll-behavior:smooth}
body{font-family:"Noto Sans SC",system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.78;font-size:16px}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}

.site-header{position:sticky;top:0;z-index:300;background:#fff;border-bottom:2px solid var(--copper);box-shadow:0 3px 14px rgba(30,58,95,.07)}
.header-inner{max-width:var(--max);margin:0 auto;padding:0 1.2rem;display:flex;align-items:center;justify-content:space-between;min-height:var(--header-h)}
.brand{display:flex;align-items:center;gap:.75rem;color:var(--ink);font-size:.92rem;font-weight:600;text-decoration:none}
.brand:hover{text-decoration:none}
.brand em{font-style:normal;color:var(--copper);font-weight:700}
.brand span{line-height:1.32;max-width:280px}

.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:.55rem;flex-direction:column;gap:5px}
.nav-toggle span{display:block;width:23px;height:2px;background:var(--ink);border-radius:1px;transition:transform .2s,opacity .2s}
.nav-toggle.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.is-open span:nth-child(2){opacity:0}
.nav-toggle.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.site-nav ul{display:flex;gap:1rem;list-style:none}
.site-nav a{color:var(--muted);font-size:.88rem;text-decoration:none}
.site-nav a:hover,.site-nav a.active{color:var(--navy);font-weight:600}

.ads-top-bar{background:var(--pale);border-bottom:1px solid var(--line);padding:.55rem 0}
#applist{display:flex;align-items:center;gap:1rem;flex-wrap:wrap}
.applist-title{font-size:.78rem;color:var(--muted);white-space:nowrap}
#ads{display:flex;gap:.75rem;flex-wrap:wrap}
.ads-item figure{margin:0;text-align:center}
.ads-item img{border-radius:8px;border:1px solid var(--line)}
.ads-item .caption{font-size:.68rem;color:var(--muted);margin-top:.25rem;max-width:68px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}

.shell{max-width:var(--max);margin:0 auto;padding:0 1.2rem 3.5rem}

.hero-panel{
  background:linear-gradient(135deg,var(--navy) 0%,#2d4a73 55%,#4a6fa5 100%);
  border-radius:20px 6px 20px 6px;padding:2.2rem 2rem 1.8rem;margin:1.8rem 0 1.4rem;color:#fff;
  border:1px solid #3d5a80;box-shadow:0 12px 36px rgba(30,58,95,.18);
}
.hero-kicker{display:inline-block;font-size:.76rem;font-weight:600;color:var(--navy);background:#fde68a;padding:.28rem .8rem;border-radius:6px 14px 6px 14px;margin-bottom:.9rem;letter-spacing:.02em}
.hero-panel h1{font-size:clamp(1.38rem,3.4vw,1.88rem);line-height:1.35;font-weight:700;margin-bottom:.85rem;max-width:880px}
.hero-panel .hero-text{color:#cbd5e1;font-size:1rem;margin-bottom:.65rem;text-align:justify;max-width:900px}
.hero-badges{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1rem}
.hero-badges span{font-size:.76rem;padding:.24rem .7rem;border-radius:999px;background:rgba(255,255,255,.1);color:#e2e8f0;border:1px solid rgba(253,230,138,.35)}

.jump-row{display:flex;flex-wrap:wrap;gap:.55rem;margin:0 0 1.2rem;padding:0;list-style:none}
.jump-row a{display:inline-block;font-size:.84rem;padding:.45rem 1rem;border:1px solid var(--line);border-radius:999px;color:var(--muted);background:var(--sand);transition:all .15s}
.jump-row a:hover{border-color:var(--copper);color:var(--copper);text-decoration:none;background:#fff}

.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:16px;margin:1.4rem 0 2rem}
.tile{background:#fff;border:1px solid var(--line);border-radius:14px 4px 14px 4px;padding:1.35rem 1.45rem;overflow:hidden;transition:box-shadow .2s,transform .15s}
.tile:hover{box-shadow:0 10px 32px rgba(30,58,95,.09);transform:translateY(-1px)}
.tile h2{font-size:1.06rem;margin-bottom:.75rem;color:var(--navy);line-height:1.38;font-weight:700}
.tile p{margin-bottom:.85rem;color:#334155;font-size:.95rem;text-align:justify}
.tile p:last-child{margin-bottom:0}
.tile ul{margin:.5rem 0 .85rem 1.15rem;color:#475569;font-size:.93rem}
.tile li{margin-bottom:.4rem}
.tile figure{margin:0;border-radius:10px;overflow:hidden;border:1px solid var(--line);background:var(--sand)}
.tile figcaption{font-size:.79rem;color:var(--muted);padding:.5rem .75rem;background:var(--sand);text-align:center;line-height:1.5}

.span-8{grid-column:span 8}
.span-4{grid-column:span 4}
.span-6{grid-column:span 6}
.span-12{grid-column:span 12}
.tile-stretch{align-self:stretch;display:flex;flex-direction:column;justify-content:center}

.tile-sand{background:var(--sand);border-color:#e8dcc8}
.tile-pale{background:var(--pale);border-color:#c5d4e8}
.tile-navy{background:linear-gradient(155deg,var(--navy) 0%,#2d4a73 100%);border-color:#3d5a80;color:#e2e8f0}
.tile-navy h2{color:#fde68a}
.tile-navy p{color:#cbd5e1}

.note-tag{display:inline-flex;align-items:center;gap:6px;font-size:.82rem;color:var(--copper);background:#fef3c7;padding:.45rem .85rem;border-radius:8px;margin:.65rem 0;border:1px solid #fde68a}
.note-tag::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--copper)}

.step-list{list-style:none;padding:0;margin:.75rem 0}
.step-list li{position:relative;padding:.65rem 0 .65rem 2rem;border-bottom:1px dashed var(--line);font-size:.92rem;color:#334155}
.step-list li:last-child{border-bottom:none}
.step-list li::before{content:attr(data-n);position:absolute;left:0;top:.65rem;width:22px;height:22px;background:var(--navy);color:#fff;font-size:.7rem;font-weight:700;border-radius:4px;display:flex;align-items:center;justify-content:center}

.highlight-box{background:#fffbeb;border-left:4px solid var(--copper);padding:.85rem 1rem;border-radius:0 10px 10px 0;font-size:.91rem;margin:.85rem 0;color:#57534e;line-height:1.65}

.faq-zone{margin-top:2.2rem;padding-top:1.6rem;border-top:2px solid var(--line)}
.faq-zone>h2{font-size:1.12rem;margin-bottom:1rem;color:var(--navy)}
.faq-item{border:1px solid var(--line);border-radius:10px 4px 10px 4px;padding:1rem 1.15rem;margin-bottom:.7rem;background:var(--sand)}
.faq-item h3{font-size:.94rem;margin-bottom:.4rem;color:var(--copper);font-weight:600}
.faq-item p{font-size:.9rem;color:#334155;margin:0}

.legal-row{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.6rem;padding-top:1.3rem;border-top:1px solid var(--line)}
.legal-row a{font-size:.84rem;color:var(--muted);background:var(--pale);padding:.32rem .75rem;border-radius:999px;border:1px solid var(--line)}
.legal-row a:hover{color:var(--navy);text-decoration:none;border-color:var(--navy)}

.closing{margin-top:2rem;padding:1.4rem 1.5rem;background:var(--pale);border-radius:12px 4px 12px 4px;border:1px solid #c5d4e8}
.closing h2{font-size:1.02rem;margin-bottom:.7rem;color:var(--navy)}
.closing p{font-size:.93rem;color:var(--muted);margin-bottom:.6rem;text-align:justify}

.site-footer{background:var(--sand);border-top:2px solid var(--copper);padding:1.6rem 1.2rem;text-align:center;font-size:.88rem;color:var(--muted)}
.footer-links{display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem 1rem;margin-bottom:.65rem}
.footer-links a{color:var(--muted)}
.footer-sub{font-size:.82rem;color:var(--copper);margin-top:.45rem}

.prose-page{max-width:760px;margin:0 auto;padding:2rem 1.2rem 3rem}
.prose-page h1{font-size:1.4rem;margin-bottom:1rem;color:var(--navy)}
.prose-page p{margin-bottom:.9rem;color:#334155}
.error-page{max-width:480px;margin:4rem auto;padding:0 1.2rem;text-align:center}

@media(max-width:900px){
  .span-8,.span-4,.span-6,.span-12{grid-column:span 12}
  .hero-panel{padding:1.6rem 1.3rem}
}

@media(max-width:768px){
  .nav-toggle{display:flex}
  .site-nav{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:.75rem 1.2rem;display:none;box-shadow:0 6px 16px rgba(0,0,0,.06)}
  .site-nav.is-open{display:block}
  .site-nav ul{flex-direction:column;gap:.65rem}
  .tile{padding:1.1rem 1rem}
}